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Do Jesus' Last Words Refute Catholicism?

14:122,236 words · ~11 min readUrduTranscribed May 11, 2026
AI Summary

The Greek word 'tetelestai' ('It is finished') is often mistranslated by Protestant apologists as 'Paid in Full' to argue against Purgatory and human cooperation in salvation. In reality, it refers to the completion of Messianic prophecy and the fulfillment of the New Covenant Passover, which does not negate the need for baptism, obedience, or temporal discipline.

This video clarifies a common biblical 'urban legend' used in inter-denominational debates, providing viewers with the linguistic and theological tools to defend Catholic teaching on salvation.

Section summaries

0:00-1:00

Introduction

optional

General welcome and request for likes/subscribes.

1:00-3:00

The Protestant Argument

watch

Explains the specific claims made by Ron Rhodes and Dave Hunt regarding 'Paid in Full'.

3:00-8:00

Catholic Theology of Salvation

watch

Distinguishes between initial grace, eternal vs. temporal punishment, and the necessity of the Resurrection.

8:00-11:00

Greek Linguistic Analysis

watch

Crucial technical debunking of the 'tax receipt' urban legend.

11:00-14:00

Alternative Interpretations & Conclusion

optional

Discusses Scott Hahn's fourth cup theory and summarizes the main points.

Key points

  • The 'Paid in Full' Translation Myth — Protestant apologists often claim 'tetelestai' was a common commercial term for 'paid in full' stamped on receipts, but historical evidence suggests the word on receipts was actually 'tetelo-natai' (specifically for taxes).
  • Justification is not finished at the Cross — The work of redemption required the Resurrection; St. Paul notes in Romans 4 that Christ was 'raised for our justification,' meaning salvation was not completed solely at the moment of death.
  • The Fourth Cup Hypothesis — Theologian Scott Hahn suggests 'It is finished' refers to the completion of the Passover meal, which Jesus began in the Upper Room but did not finish until he consumed the sour wine on the hyssop branch.
If Christ has not been raised your faith is futile and you are still in your sins. Trent Horn (quoting St. Paul)
The idea that it means paid in full is something of an urban legend in biblical exegesis. Trent Horn

AI-generated from the transcript. May contain errors.

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[Music]

0:03

hey everyone welcome to the Council of

0:05

trend podcast I'm your host Kelly

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dancers apologist and speaker Trent horn

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and today we're going to talk about a

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Biblical urban legend related to the

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last words that Jesus said on the cross

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before he died which I think is

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appropriate for us to discuss because

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Good Friday will be here before we know

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it so I think it's helpful to engage

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some of the arguments related to this

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particular passage from scripture but

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before we do that if you could help me

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out by liking this video and subscribing

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I would greatly appreciate it so all

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right let's take a look at the passage

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in question John 19 30 records the last

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words Jesus Christ spoke on the cross at

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least according to the Gospel of John as

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it is finished which in Greek is one

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word to tell us die now some Protestant

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apologists say that Jesus's declaration

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should be translated it is paid in full

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according to them by saying it is

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finished Jesus is saying that nothing

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else must be paid or done because of sin

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the Protestant apologist Ron Rhodes

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writes the following in his book

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reasoning from the scriptures with

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Catholics he says it is highly

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significant that the phrase it is

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finished can also be translated Paid in

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Full the work of redemption was

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completed at the cross nothing further

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needed to be done he had paid in full

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the price of our Redemption apologists

1:35

like Rhodes claim that this means there

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is nothing a person must do after making

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an Act of Faith in Jesus in order to be

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saved since quote nothing further needs

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to be done to pay for our sins moreover

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no believer undergoes purification after

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death through Purgatory because there's

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no payment we must make in regards to

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our sins and this would include any kind

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of temporal punishments related to sin

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day hunt says in this context related to

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Purgatory quote there is nothing left

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for Sinners to pay in order to receive

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the pardon offered by God's grace the

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debt has been paid in full it is

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finished Christ cried in triumphed just

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before he died upon the cross to suggest

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otherwise is the most serious heresy so

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how should Catholics understand what

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Jesus said in John 19 30. does it mean

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that all we must do in order to be saved

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is just believe in Christ and there is

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nothing else we must do because Christ

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essentially said that our sins were paid

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in full when he said it is finished

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well Catholics agree with Protestants

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that human beings can never remit the

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Eternal punishment of sin we can't save

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ourselves the catechism says with regard

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to God there is no strict right to any

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Merit on the part of man between God and

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us there is an immeasurable inequality

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for we have received everything from him

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our creator paragraph 2007 in paragraph

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2010 goes on to say since the initiative

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belongs to God in the order of Grace no

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one can Merit the initial Grace of

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forgiveness and justification at the

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beginning of conversion so there is

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nothing we can do to satisfy God's

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justice for the offense caused by our

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sins only Jesus Christ who is fully God

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and fully man can satisfy God's justice

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and remit the Eternal punishment of sin

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in fact Jesus didn't just pay for our

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sins or the sins of people who believe

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even him Christ paid for the sins of

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those who don't believe in him and even

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of the sins of people who will never

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believe in Jesus Christ that's why you

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can tell any person you meet that Christ

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died for you first John 2 2 says of

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Christ he is the expiation for our sins

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and not for hours only but also for the

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sins of the whole world

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the fact that Christ's death paid for or

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atoned for our sins does not mean

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everything is finished regarding our

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Salvation in fact our Lord himself did

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things for our Salvation even after the

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crucifixion since the Bible says that

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Christ's Resurrection justifies us

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Romans 4 24-25 speaks of Jesus our lord

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who was put to death for our trespasses

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and raised for our justification

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Saint Paul says if Christ has not been

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raised your faith is futile and you are

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still in your sins this shows that our

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justification even the act of remitting

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our sins was not finished when Jesus

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said it is finished on the cross we were

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Justified at the resurrection

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we also have to do something in order to

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be saved because if Christ paid for all

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of Humanity's sins then the difference

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between those who are saved and those

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who are damned can only be found in

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something the believer chooses to do

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that's why some Calvinists say that

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Christ only died for the elect so they

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speak of a limited or a particular

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atonement not a universal one if you

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summarize it in a bumper sticker it

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might say Calvinism Jesus might have

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died for you

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but if you believe that Christ atoned

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for every human being's sins then there

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must be something a Believer does to

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have that applied to their souls such as

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by being baptized and remaining in

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communion with Christ until death John's

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gospel records these truths when Jesus

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says in John 3 5 unless one is born of

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water and the spirit he cannot enter the

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kingdom of God and again in John 15 6

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when Jesus says if a man does not abide

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in me he is cast forth as a branch and

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Withers and the branches are gathered

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thrown into the fire and burned Christ

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sacrificed atones for all sins but the

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Bible says that this sacrifice can have

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no effect if we reject God through

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Disobedience that's the point of the

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parable of the unforgiving servant in

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Matthew 18. so in that story Jesus told

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a king graciously forgave a servant's

6:26

debt which would mean the king would

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have to incur the himself he would pay

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the debt in full instead even but even

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though the king essentially declared it

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is paid in full by forgiving the debt

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the unforgiving servant threatened to

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jail another servant who failed to repay

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him a much smaller debt so in response

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the king revoked his payment and had the

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unforgiving servant imprisoned until he

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paid his debt which was so large that

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biblical Scholars say he could have

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never actually repaid it the lesson is

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clear God has atoned or paid for all of

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our sins but if we refuse to cooperate

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with God's grace then the debt can be

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reinstated that's why Hebrews 10 26-27

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says if we sin deliberately after

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receiving the knowledge of the truth

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there no longer remains a sacrifice for

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sins but a fearful Prospect of judgment

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speaking of Hebrews by the way the

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author of Hebrews reminds his listeners

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that quote all discipline seems painful

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rather than Pleasant later it yields the

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peaceful fruit of righteousness to those

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who have been trained by it Hebrews 12

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11. painful discipline is another word

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for punishment and so the author of

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Hebrews makes it clear that beloved

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children of God can be disciplined and

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when God disciplines us this yields the

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fruit of righteousness but since

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children of God do not receive the

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Eternal punishment related to sin as

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discipline this discipline can only

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refer to the temporal punishment of sin

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rooted in the disordered attraction we

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have to sin because of how venial sin

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damages our relationship with God even

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if it doesn't destroy it

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so we've seen that we can agree with our

8:16

Protestant friends that Christ fully

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paid for all of our sins indeed Christ

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paid for everyone's sins on the cross

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but this doesn't mean there is nothing

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more we must do to cooperate with God's

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gift to Salvation it also doesn't mean

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that we don't pay a temporal penalty for

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our sins through God's discipline of us

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just because Christ paid for the Eternal

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consequences of our sins

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all right so what did Jesus mean when he

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said it is finished on the cross first

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he did not literally mean it is paid in

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full that can be a truth we glean from

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the passage but Rhodes is wrong when he

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says we can translate to telistai as

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simply paid in full that's not what the

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word means it's a form of the Greek word

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taleo which just means to end or finish

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or complete the idea that it means paid

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in full is something of an urban legend

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in biblical exegesis it came from

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Scholars who noted that receipts from

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around the time in the New Testament had

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the Greek word tetel stamped on them

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meaning it's paid but taytel is an

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abbreviation and there are five

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different Greek words that begin with

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these letters to telesti is one of them

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but another is tetelo natai which is a

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different word than tetelestai to tell

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High literally means tax or paid as

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taxes and it can be found on dozens of

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receipts where it refers to a tax that

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has been paid not a debt that's fully

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paid the word tetelestai on the other

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hand is used in ancient Greek sources to

10:00

talk about finishing art or sculptures

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or pieces of cloth not the paying of

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debts in the New Testament the root word

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taleo is only used for payments in

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Matthew 17 24 and Romans 13 6 where it

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doesn't talk about paid in full it just

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talks about paying taxes according to

10:20

one academic article on the subject the

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expression to tell is followed by an

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abbreviated form of Dia pules through

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the gate suggesting that these are

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receipts or records of toll payments so

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if Jesus did not mean paid in full then

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what did he mean when he said it is

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finished it could mean Christ's passion

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had now come to an end his ordeal on the

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cross was now finished or as many

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scholars note that Old Testament

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prophecies about the Messiah were now

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fulfilled or finished through Christ's

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sacrificial death look at the preceding

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verses which describe what happened

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after Jesus entrusted his mother to the

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Apostle John after this Jesus knowing

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that all was now finished to telesti

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said to fulfill teleafe to fulfill the

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scripture I thirst a bowl full of

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vinegar stood there so they put a sponge

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full of the vinegar on hyssop and held

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it to his mouth when Jesus had received

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the vinegar he said it is finished and

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he bowed his head and gave up his Spirit

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John 19 28 is the only other place where

11:34

tetelestai is used in scripture and when

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it's combined with the related word

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telefe we see the context is related to

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finishing complete eating or fulfilling

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the Messianic prophecies of the Old

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Testament especially those related to

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the death of the Messiah Jesus could

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also have been referring to the

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finishing of the Last Supper the

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Catholic Theologian Scott Hahn has

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proposed this hypothesis in his book the

12:00

Lamb's supper and in more detail in his

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2018 book the fourth cup Han notes that

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Jesus conspicuously did not drink from

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the fourth cup of the Passover meal

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instead Jesus refused to drink wine

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until he came into his kingdom and then

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before dying Jesus drank sour wine on

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the cross Han says it was the Passover

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that was now finished more precisely it

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was Jesus's transformation of the

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Passover sacrifice of the old Covenant

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into the Eucharistic sacrifice of the

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New Covenant and so now that the

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Passover was completed Jesus the

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Passover Lamb that had been sacrificed

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would now be received by his followers

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or eaten just like the old Passover Lamb

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was through the Eucharist

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this last word of Christ could include

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all of these meanings and even others

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that have not been explored however we

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do know that Jesus did not mean that our

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sins had been paid in a way that removes

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any obligation on our part to cooperate

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with God's grace in order to remain in

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communion with Christ John 3 36 puts it

13:09

well he who believes in the son has

13:11

eternal life but he who does not obey

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the son shall not see life but the wrath

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of God rests upon him well thank you

13:19

guys so much for watching this video I

13:21

hope this is helpful to show that when

13:23

Catholics and Protestants engage

13:25

scripture

13:26

in many cases there is significant

13:28

overlap and agreement that we have on

13:31

what the scripture means and so it's

13:33

important to emphasize that

13:35

but also to point out when there are

13:37

aspects of scripture where the

13:39

interpretation goes far beyond what the

13:41

original text says in a way that

13:43

contradicts what the Catholic Church

13:45

teaches so thank you guys so much and I

13:48

hope you have a very blessed day and a

13:51

blessed Lent

13:53

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