ANTITESA Cacing Cacing Naga Naga! - Ft. Andrew Susanto

Bro Andrew is super anti-thesis of the Naga-Naga. Because the Naga-Naga is related to your sleeping time. That's important. You can sleep with Indomie. Want $20,000, want $100,000. Then you turn on the government, wrong, I don't have to work. This country is prosperous. You just want any dollar, whatever it is.

"What are you focused on? What do you want to do? Do you want to work?" All the high-ranking officers said, "Let's get together quickly. We're all here in the same room, we must be looking for money." "No more talking in English, like this and that." I just realized that I couldn't do it like this. Apparently, from there, I knew what happened to me.

Okay, we've been doing a podcast with Bro Andrew for a long time. Well, if we talk about risk profile, people's risk profile is different. There are those at the end of the spectrum, the dragon-like birds, like Bro Andri Hakim. Then there are those who are risky too, but

relatively diversified, like Bro Rifan. And in the middle, there's me, with a lot of low risk, but it's a bit balanced. We can say that right now it's 60-40. And at the end of the spectrum,

which is Bro Andrew who is happy with 6-7% return per year. If it's obligatory, it's possible because Bro Andrew also makes money from business. And seeing how the movement of IHSG and crypto and bitcoin in this town, it seems that Bro Andrew outperforms everyone.

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stock, next week I will talk about forex, bro Tito, I want to learn too. Now if bro Andrew is a part of business. - Diversification Leon. - All Kung Fu must be given so that they can decide which Kung Fu they want. - It's a little bit, not 6-7, 5-6 already satisfied.

5-6, not even 7. What are you focusing on until the end of the year? The focus is still on PGI, the Indonesian Gold Center, and the Indonesian Gold Center. The Indonesian Gold Center is going to be focused on hopefully everything goes as planned, 2030, we want IPO. - Wow. - I want it. - Why?

- Why do you want an IPO? There are people who are happy with their personal life, private life, so they can't play music, they don't have a PNL, they can't open anything. Why do you want an IPO? - So, I want to have a very professional structure organization that is really monitored.

So, the successor will be neat. Like BCA, it's safe. So, it's not from the owner anymore. So, it's all neat. So, if you want to be neat, you are the IP. - Can I give you some advice?

This is definitely a friend, when we were in the studio, if we could, the underwriter, KI or HP, please. - It's okay, it's for planning. - So really, this is really neat, later the 789 has to be really fast, so that it's really good.

What is the milestone that you want to chase before IPO? Why 2030? Why not 2027? 2028? Because if IPO, you must have seen the last 3 years. This is just planned IPO, so it's just thought for IPO. So if you want to be really good, it means 789 can be made. So 789 will start to receive gold nuggets later, like a bargain.

So we really want to clean up everything. The goal for governance is the same so that in the future, it will be passed down, so it's clear and professional. The goal of IPO? Yes, the goal is to be able to inherit all this. Then so that there is a price. Now, this Gada Company is

I asked them, "What's the price?" They said, "5T, 50T, 500M." I said, "My company is 500M." They said, "It's very cheap." I said, "500M for other people?" "500M? I don't know." Now it's clear. So if you know the number, it's good to sell and buy anytime. The purpose is to have a price.

But is it not? For example, sometimes there are some people, because this is when we talk about people's branding, people's branding is very

split into two, between the good fundamentals and the price of the stock goes up and down. For example, the fundamentals are good, the revenue goes up, the profit goes up, the growth is okay. But the focus of the stock is on the fundamentals of the company, not on the stock, the stock is up and down, the IPO is over. But if the stock is sideways, it goes down and down, the branding can be damaged. But the bad thing is, it's always per the goal.

How come it's not possible to go down to 3%? But if you go down to IPO, it's impossible to go down to 7% Oh yes, it's definitely 15% to 20% right? And if it goes down to 7%? That's already half Even now, the IPO, there will be an IPO next week, it's 4%

- 40%? - Yes, 40% but still stable. - 70% or 80% if it's per 7% - Yes, if I chase it at 15-20% and I'm sure it will last until there. So if it's fried until it's 30%, I want it to be 20%. I want it to be normal 20% so that it's stable. I want this company to be

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It's like the group of Tauhir. It's hard for people to get to the top because there are a lot of free floats. It's really in line with the fundamentals. I think it's a mistake. Okay. In 2026, bullish or bearish? Bro Andrew's life update. Bullish. Bullish. How can it be so bullish? Our money is like this. So all my business is doing well.

better than previous years. Everything is rising drastically. Starting from the GAD Indonesia Center, the rise is significant. The Emas Center, especially, rises tremendously. Then, the new businesses like Dore, then Susitoku, then Holy Wings, all of them are all-time high.

Okay, later we will talk about the business side, which now wants to talk about investments first. This is the time, Porto Bro Andrew is like how? Like how many percent of crypto, stocks, obligations, how is the split? Well, I'm ready, because I'm sure everyone will ask this in the podcast. So, the highest property is 30%.

- I bought 30% of the property. - You mean the one you bought? - Yes, I bought 30% of the property. - I just counted it. - You never counted it. - I just counted it. - So it's from the total assets? - Yes, 30% of the property. - There are also people who live outside of Indonesia. - When I bought the property, the dollar was still 9000. - What about in Indonesia? - Land, house, villa.

- Oh, what did you do after that? Did you rent a villa? - I just rented a new villa in Cisarua. Then I bought some land in Bali. - For hotels? - Yes, for a villa. Not yet. So after I thought about why my property is so big, it's sentimental. Sentimental, I thought. Actually, it's okay to rent, but it's sentimental. So from the beginning, people said,

House is more profitable to buy or rent. It must be rented. - Right. - Right, I agree. Office is more profitable to buy or rent. It must be rented. - Rent. - By calculation. - Right. - But if you own a house,

It's custom, right? What size do you want your room to be? What size do you want your room to be? What size do you want your room to be? How can you rent it? How can you rent it and then you buy it? So it's really sentimental. It's really custom. It's really tertiary. So why 30%? Then buy land, use your personal name too, later you want to rent it to the Gadeh Center too. You want to build a building too, it's also 30%. Okay, what is 70%?

Okay, wait a minute. This 30% is this property. Is it still increasing? I mean, this 30% is because 10 years ago when the property boom was still there, it was already flooded, it didn't buy it on purpose. No, it bought it continuously. It bought it in Bali, in front of the beach.

I keep buying. But you buy it in Bali, Jakarta? Or Jakarta? I bought it in Jakarta, just bought it in Simprok to build wellness. In Tanah? I want to build wellness. How? No, by myself. By myself? My wife wants to build wellness that is really good in Simprok. Okay, the remaining 70% is? 70% is 25% Rupiah, Fiat including deposit

RDPU. That's all. RDPU is the deposit. - Right. - It's the same amount. - It's a little obligation. - Yes, it's 25%. - Okay. What about the rest? - 15% gold. - Gold bars? - Yes. - Yes, antam-antam. - Oh, yes. - Is it because you collect gold bars? - There are all brands. I don't keep the bars and brands. - Is it because you collect gold bars? - Yes, because there are gold bars.

But it should be more. I want to balance it by 15%. If it's still there, it's more. So I balance it by 15%. - Then 25, 15, 40? - How much is the rest? 30. The dollar. The dollar goes into the Indon and the deposit too. Almost the same. That's 10%. - 20% left. - 20% left. - 10% is... - Bitcoin? Stock?

- Oh, 10 shares. - 10 shares? - Yes, all of them are 10%. - What about the remaining 10? - The remaining 10 are cars, watches, and Bitcoin. - So, for example, the 25% of IDR, including IDR, all kinds of things, do you have this? "Wow, I knew it. I'll just buy the USD, or I want to raise the USD part, because last year's IDR has decreased by 10%, it's a weakness." - Oh, when the dollar goes up?

Or even now. Do you think, "I think I should reduce the IDR part because the currency is getting weaker?" No, I think it's better to have a dollar. That's more like it. So, I'm focused on the dollar. People who are very

grateful, that's why his life is calm, keep smiling, happy, and then the stock price increases or not? With now crashing, going down, going down, no, eh, you mean actively rebalance? I mean that percentage, that's the last rebalance I checked before I podcast I know it must be asked, so the ESG was 15, maybe

Yes, it's corrected by itself. But there is no additional thinking in the part. Okay, how do you rebalance? Does Bro Endo have a systematic system? For example, okay, I will rebalance every 6 months. We review the portfolio or how? 2 months. 2 months.

I reviewed the porto last month, and I wanted to reduce it. It's easy to enter the cgbt, right? The one who pays for it, right? The cgbt is always wrong, I want to unsubscribe. Don't use cgbt, use cloud. Cloud. So it connects everything, right? Connecting. The data is better. The cgbt is terrible. It used to be smart, now it's not.

So, the rebalance is every 2 months? Yes, it depends. If there is a movement before 2 months, it is also a rebalance. If you are this Bro Indro, does this mean that you are anti-theism, anti-nagas? You are at the end of the story.

Yes, the birds of the Naga Naga, Andri Hakim, always makes people angry. I'm angry every day. Maybe Andri Hakim is angry with you too. He just thinks, "I've been looking for a T for years." He thinks that. That's why he puts it like that, 50M, Mr. Sih.

But is there a moment that is right? For example, like now the market crash is like this, do you think it's okay? Okay, why don't you have the thought to add weight to the stock? There is. Then? Always thinking. Every time it goes down, the thought increases. Then why does it increase? Every time it doesn't increase, I always think that it doesn't increase, it's already a performance. So the greed, the desire,

Buy now, the cash is moved here so that if it goes up, it will be more. Then see tomorrow it goes down again. I'm lucky. If I don't buy, it's lucky if tomorrow it goes down. It goes down 3%. Next week it goes down 3%. Because when it goes down 3%, I want to buy but I don't buy.

So when the interest rate drops 3% again, it's 3% profit. So that's what I thought. Then when I went to the store, I didn't buy it yesterday. But I still thought about it when the crash was big, how many? 30% maybe. Even the one in Hengki was in Konglo stock, right? There are more of them. I thought about it.

the pleasure of the portfolio rises is not compared to the suffering of the portfolio to fall. In my feeling, if someone else is different. So when it rises, the happiness is yes, I got a Ferrari. When it falls, Ferrari lost, Ferrari that was just got, not taken, already lost Ferrari. That's worse. So maybe if the happiness is just

I thought it was only 10 minutes, but it was 100 minutes. So I thought, "Oh, this is not me." So you lost your Ferrari, but you only thought about 100 minutes. Risk averse. Risk averse. The one who doesn't want to take the risk, the one who prefers not to take the risk, is risk averse. Because maybe it's different, everyone is different. Because I think it's not very good if it goes down.

Even though it's good to go up, but it's not really good. But if it goes down, it's not really good. Is it true that people make money because of some things? Because there are some from active income and investment. So the active income is fast, so the income is not needed.

- That's right. It makes sense. Maybe. Now from the active income, it can still be turned into business. - Right. - When later from the active income, it can't be turned into business, maybe you just think, is this money that is not used much bigger than this active income, so where should I put it? - Right. - Maybe it's different, Kim. Not yet. Not there yet.

But you're saving so much money, from a business perspective,

The reason why you put it in the EDPU, maybe there's also Indon, then there's others, that means because the business is already maxed out, therefore there is a gap here. Well, your reason for the gap here means there is a possibility that this will be used for the business in the future. Is there still a plan to make anything else from the business side? Not from the business side, but from the sentiment side.

- I have two dreams. One is to own a private jet, and the other is to build the most luxurious hotel in Bali. That's my dream. I hope it happens. If it doesn't happen, it's okay. Just a dream. - But you can take photos in private jet.

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I'm holding this and the price is so high. Because back then, if BCA was 7,000, I'd be like, "Wow, BCA is 7,000, when will it be?" 6,000, "When will it be?" 5,000, "When will it be?" My average is still 8,900. When I bought BCA, I saw that when I bought it at 8,900, I was sure that 90% of it would be profitable. Because BCA is always from the beginning of the year to the end of the year, it's always plus for a few years.

From the beginning of opening BCA until now, it seems to be minus once, if I'm not mistaken, always plus. So I think this is definitely a plus. So if you buy now, later at the end of the year, plus 10% or 12% I'm counting. Buy,

8900? Why does it keep going down? No way, it's not the end of the year yet. Oh, it keeps going down! Do you buy it to go down? Buy it! Your average is high when 7000 people buy it. Right, right. It's high, eh, when it's 8000, it's high, you have to buy it now. Do you buy it? No, 7000 is high. No, no, no, 6000, I don't buy it, I don't buy it, I don't buy it. Anyway, it's not good, I can't buy it.

But if you think, can people make money from investment only? Because if you are a worker/professional/entrepreneur who makes money from there, this investment, if your target is 7% to 6%, it means to maintain purchasing power only, investment only.

- So, does everyone have to have a good mindset like this? - No. It depends on what he does every day. If he doesn't do anything every day, in terms of effort, he doesn't do anything. A little effort to do activities. Maybe if he's in business, he doesn't do much effort because he's already a professional. He can focus on investing. If I really focus on business,

So I don't want to focus on investment so that if the investment results are good, I'm happy, if the investment results are bad, I'm sad, so I'm happy and sad, it affects my decisions in business. That's what I mean. - So the risk of investment cannot be as big as the insatiability affects

you have a business, so the way of thinking. - Yes, the way of thinking, not the effect of the business cash flow, but the way of thinking will affect, so it becomes a bad mood. For example, my IISG is 50%, I say. Rupiah and dollars are all in the IISG, 50%. Then when the crash is 30%, then when I have meetings in business, I think, "Oh, I've been working like this for a year, I can't close it like before." So I'm lazy, I don't want that to happen.

- Yes, that's what I take care of. - Makes sense. But I think, with so many people who make money from investments, who should be the ones who are okay to fully focus on investing or trading? Is that something that's possible? - People who don't need to spend money on their work, so that all their money is gone.

Secondly, people who don't have a job. What do you want to do? You have money, but you don't have a job. Okay, focus on investment. Find the biggest and safest. - So those who don't have a business, focus on that, or those who don't have a job but have a lot of money. - No. They have a business, but they don't need to make a lot of effort. It's okay. They already have professionals, etc. - Have you ever taken...

- For business, have you ever borrowed money for business? - It was only in the beginning, the kick-off. Now I've learned a lot from PT BGDN.

PT Pegadaian has a debt of tens of trillions, even though it is a big profit, it can be 10 trillion, but the debt is tens of trillions, but to reach that number, you have to borrow, I just realized it, so I just thought about whether to borrow or not. How much expansion will it be? Yes, because in the business of Pegadaian,

80 trillion, the gold that is being stolen, the debt of people is 80 trillion. If we want to chase 10% of it, it means there must be 8 trillion cash, right? - For those who buy it, so ... - Not buy, steal. - Steal, yes. Okay, so you can give the money to people. - Yes, give the money to people, if you want 10% of it, it must be 8 trillion. 8 trillion from cash flow is long, right? So, but if it's debt, I will consider whether this debt affects

But if the debt is like that, can it be considered as risk-free? Is the debt risk-free? Because people give gold or gold bars, right? Yes, gold bars are not risk-free. Gold LTV is 90%. Gold LTV is 2.7 million.

- Okay, I understand. - When it dropped 22% yesterday, in one week, it means from 3 million to 2.35 million. From 2.35 million, people borrowed 2.7 million. If it's still at 2.35 million, this 2.7 million won't be taken. - Right. - We've lost. - Right. - It's ruined. - Right. - It's ruined. Until I woke up 20 years ago, it's all gone.

Because the tenor, how many days does the tenor have to wait? It can be 1 month, or 4 months, he gets a loan of 27,000 rupiahs. Now the tenor has 23,500 rupiahs, what's the point of being fired? That's right. If that's the case, why didn't the LTV be lowered? Right? In 2 weeks, the LTV was lowered by 20%. That's right. You borrow it now, on January 1st. That's right.

On January 15, it was already 2350. On February 1, it didn't want to break through, it was all dead. Fortunately, at that time, it was a hit. At that time, it immediately went up again, during the holiday. If not, it was all dead. Even the dead ones were not me. I think the victims were all dead, if it was destroyed. So, do you mean, with the previous events, is it for the future, the LTV has been adjusted? Oh, I can't give 90% of that, it's too tight. Yes, it's already 80 something. But still, we can't. We want the LTV to go down too much.

The competition is heavy here. Everyone is looking at each other. I look at him, he looks at me. It's hard too. The customers also feel that if my brother is worth 3 million, you borrow 2 million, it doesn't make sense. They think that. Do I have to tell them, why 2 million? Who knows next week it will go down, sir. Do we talk like that? Impossible. Why do you pray that my brother goes down? It's hard. We still have to...

Because the industry is like that, the price is like that. Turns out the phone is safer. It's not possible to go up. The phone is still going up. Because of the chip, it went up 30% yesterday. The old phone. New phone. The old phone automatically goes up. iPhone is also about to go up. So the new phone is going up 30%. So as long as I worked for 20 years, it's the first time, that's why I say all time high.

My loan for electronics, I raised it. Because the price of the loan is rising. - The ticket size suddenly increased. - Yes, so for example, it was 100, the interest rate was 100, no need to do anything, I raised it by 15%. It's already 115 without people knocking. It's really good. - Without the volume increase. - Without anything, it can rise 15-20%. And that's what PT Begadaya feels. Without doing anything, without working, it rises by 100%.

The pilot was 100% without doing anything. What else did he do? That's why he immediately went up drastically. The profit was really fast, like 3T, 5T, then 10T. I was so mad, I was so angry.

- You are learning now, Mas. - Yes, yes. But in your opinion, even though you have never borrowed money to buy a business, or you have never or almost never borrowed money to make stocks, or leveraged for stocks,

- No, bro. - Oh, no. Bro Andrew is super anti-thesis, a nagar-nagar bug. Because nagar-nagar bugs are related to your sleep time. That's important. Your sleep time can sleep... And indomie. If the market is like this, the indomie will increase. Yes, so I don't want to lose my sleep time when the market goes down, or I can't sleep and my food changes. I don't want that.

- Someone asked, "How much percentage of the business income will be invested in the stock?" "How much cash should be invested?" You shared it earlier. - Just adjust the portfolio. - Do you have any advice? How to get the cash from the business? - That's it.

The advice is, it's not about how much cash you get, but how is the cash flow of your company. Is the cash flow still green? You don't need a lot of funds to make a bigger share. But if the cash flow is still green, don't have a share at all. It's better to use emergency funds.

How do the millennial and Gen Z generation who are not inheritors of accumulated wealth, except through the financial market? Because if it's just work, it's definitely difficult because of the pressure of living expenses and other needs. Side hustle doesn't help much in the current condition, while time and energy that we can exchange is limited. Well, unfortunately, what I feel is

- Bro Indro is an outlier, right? That's why people here are outliers. Sometimes I'm confused, how are these people doing? They're all in ATH. Now economically, I think it's hard to make money, until now it's back to Rp.18,000. What can they do for young people? Is the advice for them to explore business? Do they have to try to find a job there? - For young people? - Yes.

The question is for the millennials and Gen Z For the millennials and Gen Z Who are not heirs Who are not heirs

You see the news, don't affect your life Want $ 20,000, want $ 100,000 If you turn on $ 100,000, the government is wrong, I don't have to work, this country is prosperous That's wrong, you just want any dollar, whatever it is, you still focus on what you want to do, you want to work So don't wait for this government regulation that suits me, what business is it? It takes a long time for you to wait like that There are many people, so there is something to blame

I didn't start a business because of this dollar I didn't start a business because you see the government itself like this But there are other outliers who say I started a business, it's time, I want to try But in this economy, oh yes, the economy is like that So don't connect it, in my opinion So if for example, okay, there are some

People who have business, they want to expand. There are some people I know who are holding off on expansion. "Let's see what the government will do, see if the economy is stable or not, see how the dollar will be." "Let's see later, if it's already good, then we'll go again." But there are people like you,

I think if there's an opportunity, just do it. What's your opinion? - That's part of his business portfolio. The emergency fund must be 6 months, right? Why 6 months? If you have a 6-month emergency fund, you will be easier to make any decision. Calm down, don't be afraid. If the cash flow is too tight, you are afraid. If you want to have a meeting, expansion, or anything, you are afraid.

make sure it's 6 months. After that, there is money for expansion. There is money for expansion, whatever the economic condition, you dare to use this because it's already there for 6 months. But if it's not there for 6 months, I will put in emergency funds. Or even he doesn't know how to use emergency funds. So I put in the expansion money, and I don't have emergency funds. Oh, this is dangerous, the account can't be paid by the employees. Okay, I put in emergency funds for expansion money. So the response is messy.

So you have to keep the minimum first, if it's already completed. - It's different for everyone. If I'm 6 months old, maybe there are people who... I wasn't 6 months old, but because of the COVID-19,

- I'm afraid. - I think you're older than 6 months now. 6 years, 0 salary, still working. - The emergency fund is big. The employees are all hardworking. - How many people are there now? - About 10,000. - 10,000 people means 40,000

- It's a headache. Because one person is holding on to his wife for 2 years. - Yes, because the emergency fund is 6 months, it's already heavy. - Yes, that's why the responsibility of the industry is crazy. Okay. Now, this question is good, if so, Pas, what do you think about the economy of Indonesia? What does the Indonesian economy look like? Because earlier, there were a lot of people who were worried. And what is it?

If people are worried, they are concerned if they are expanding now, how do they think? Is Bro Andrew worried about the Indonesian economy? Or you don't care? Or is it because of the right industry? It's true, the industry is right. I happened to choose the right industry. But, sorry.

I'm not a fan of this, because I'm from Indonesia, but the restaurant is also rising Maybe we want to learn some, because my friend has a quiet restaurant So how do you read the headline?

Some statements that investors might be worried about, "How come the rules suddenly change?" "How come the implementation is not correct?" Many people are like that, "Let's wait for it to happen first." "It's better if they just cash in first." "Let's just cash in first." What do you think when you read the news? When you read the news, you must always look for opportunities in the news.

Have you ever thought, "Oh my, this person is on stage talking like this?" Never? On stage? Oh, politics? Whoever, the president of the country, for example. "You're talking wrong, why are you talking like this?" No, I always think, "This is talking like this, what will happen in the future?" "If something happens, it means I have to do something." Always. Always like that.

I never thought that I would be in trouble later because I was in trouble, I was in trouble too. Never. Because we can't control it. What we can control is after he said this, what is the possibility of what will happen in the future, what should I do? For example, when I said earlier that the cell phone is 30% better.

Okay, the phone is up 30% When did it start to rise? People think it can be said, "Wow crazy, this is bad, the phone is up 30% Who wants to buy again? Fabrics later, what's all I think like this, the phone is up 30%

which means that the one that will affect my business will be LTV. LTV, but where does it start? It starts from Sinar Mutiara. Sinar Mutiara has to sell and immediately rise. But it is adjusted to the new price that has risen, what type is it? Once we know what type it is, we immediately raise it here. In SM, when SM has risen, we check whether it is valid or not. If it's valid, does that mean the price is at the equilibrium point? If it's done, it means the price is immediately raised. The competitor immediately wins.

So that's what we see. For example, if the price of the cell phone drops by 30%, it will also be thought about directly, what about the SM? Should it be dropped directly? Does the price still exist? If it's still there, how much is it? Is it 70% or 30%? Or 90% or 10%? From there, it will immediately drop to LTV, and LTV will immediately drop here. So there is no connection. All of that must be thought about directly. If this happens, what should we do in the future? What should we do now? I want to ask.

Yesterday, we invested in a gym. Then Hansel asked, "What do you think about your opinion?"

I don't know, if it's in terms of investment, it's aggressive, but in terms of business, it's more conservative. If you look at it like this, right? So, if you look at the business side, I think like this, "Wow, if the dollar rises, if it's all kinds of things, how will the economy be, all kinds of things." So, if you look at it, you think the action is related to business, right? If I think about the action too, but the action becomes more braking, I mean.

Because of reading this, therefore, it becomes afraid or there is an increasing fear, because of the increasing fear, so it is considered to brake more. So, what is it? Feeling the same, thinking of solutions, but our solutions are different.

How about your friends? Are they still like "Bro Andrew, you have to expand" or they are still slow? Maybe it's because my circle sees me, so they don't complain. They are shy in front of me, I don't know if they are behind me.

Maybe if I don't, I'll be sprayed. I'll definitely be sprayed. So, people who complain about the government, about this politician, etc. There are people who complain about the government because the ISG is down because they are saving money at the ISG. It's automatic. Right. People who are complaining about the comments are because they are down. That's right. They say this and that, there is no connection between the people who say it. Even though you say it, it's the foreign readers. They say it in the comments,

I don't have a translator. The more he reads what you say, the more he reads, the more his SDM drops. Right? That's also in my circle of friends.

I was shocked, "Wow, you must be because your IHSG is down, that's why you said it." Try to raise your IHSG, you didn't say it, right? There is no way to raise it to the character, even though the IHSG is down. If you raise it because of the character, it becomes good immediately. It's not very clear. That's very positive. Very aura, aura positive indeed. Okay, I want to ask again. If for example,

we react to comments that are exaggerated, even the criticism is over. Because we can read it. True. Okay, I agree. What if, for example, there were some cases, for example, venture capital in Indonesia, the landscape, which is there are some venture capital that are named, from the BRIN, from the MDI, those bosses are being accused of law.

If for example, the boss is caught in a legal case, while the investors who invest in the company, there are many foreign investors who are in the same class as Temasek, they don't have to be bothered. And that causes people to be

I'm afraid of smart people. "Wow, if I work with those affiliated with the government, what will it be like?" And even yesterday I read that there was a person from MIT, he wanted to go back to Indonesia. He worked at Nvidia or somewhere else, he was still in the US. Then he made a reel, he made content, he said,

I want to go back to Indonesia so I can contribute to the Indonesian AI industry, etc. in the comments section. It's always like this, "Be careful, you'll go to jail later, why do you want to go back to Indonesia?" What do you think about that? So, two or three years ago, I wanted to join politics. I wanted to join politics, the purpose was to contribute.

Then there was a question, how much money do you want to spend to enter? That question made me stop. I thought, "I'm pretty smart, so my knowledge is going to be useful." But it turns out it's not. From there I went back, and I thought, if you want to enter politics, you're not smart enough.

Just being smart is not enough, but you have to be able to be political. So idealism must disappear first. You have a way, like Nadiem said yesterday, he had a way, when I was close, I didn't speak Bahasa first. This is in Indonesia, you really have to speak Bahasa. Yesterday I was at the UJK, my industry was supervised by the UJK. The first time I was called by the UJK, I didn't speak Bahasa.

All the senior officers said, "Let's make it quick." I said, "Let's make it quick." "We're all here in the same room, we must be looking for money." "No need to talk about it." I just realized that I couldn't do it. I mean, we're both looking for money, we're both businessmen. I said, "Don't talk about it, it's too late." I said, "I know what happened to me." It turns out that in Indonesia,

Traditionally, there must be a language. If you want to convey an opinion, you must do it in a smooth way so that our opinion is heard. But if you just talk, just say, "I'm right, okay, okay." Well, don't get into politics. That's not enough knowledge.

So you have to be 50/50, you have knowledge, you have the way to enter, then you can enter politics. That's my opinion. - So you have to adjust yourself to the situation? - What is the situation? And the location is in Indonesia, the culture is the East. Don't use Western culture to enter the East. Western culture is okay, the meeting is like this, tomorrow you will gather again.

In the West, it's okay. In the East, you're like that. In your own company, it's okay if you're the boss. But when you're in the government, you're like that. After you leave the room, what do they say? "What a small town." Even if it's true, it's wrong. Meanwhile, if you're smart, good at conveying, good at approaching, you're not smart, but you look smart.

So that's what we have to learn, we have to be able to adapt. - Oh, that's like this, this is an interesting question, I want to know the answer of Bro Hendro. You once discussed the government policy that is so-so, so that people will be aware. Well, if you look at it like that, is there any input from a business owner of Bro Hendro with 10,000 people, how many families are there? Is this just the Bro Hendro group? Not yet, including those who invest, there are HWs and all kinds.

Do you have any input to improve the Spanish-Indonesian community? I haven't learned much yet. But if we talk about, for example, the most talked about person is MBG. That's what people keep saying. Why is MBG? It's free food. Why not give it to people who

I don't know, I haven't studied it yet, but I think it should be given to people who are less gifted. So that it doesn't reach that much, right? So it's classified, which area needs to be obtained, which area doesn't need to be obtained.

"Why is it better to eat at my house?" He said like that. "I can't, it's a waste, it must be eaten." "At my house it's also a waste." Why not the priority first, pull the Excel, pull the least waste, the poorest, which one? Top 100 or top 10,000 or top 1,000, this is the same as before, it's done, the money is enough, okay, add top 20,000, top 30,000, why not? It's easy to pull, if the Excel is strong,

- Yes, you can. If you have the money, you can get it. But it was the worst priority in the beginning, never eating eggs in his life. - Who knows, Bro Andrew, you used to be in politics, and now you are in BGN. Organizational skills. How many branches are there in BGN?

I mean, how many thousands, how many generations ahead? - About thousands. - Right? Like, having thousands of PGI, each has its own staff, there are thousands of kitchen staff, there are also staff. - Right? - Transfer of knowledge. - Transfer of knowledge. - Or maybe, the one who is the most successful, why not just give two eggs? It's a bit difficult, the corruption is just eggs.

Later, someone complained, "Oh, you keep eating eggs, you're bored." People are also eating eggs every day. The important thing is the taste, not whether it's good or not. Just give me two eggs. Instead of eating two eggs every day. Two eggs and one milk. It's hard to be in the community. I don't need to cook either. - I want to say more, but I'm afraid of being slapped. - If you get slapped, it's a fact.

I'm talking to myself, I don't know. How do you see Indonesia 10-15 years from now? 10-15 years from now? It will definitely improve. But, Bu Hendro, everything is also optimistic. It will definitely improve. Because our education is getting better, and online education is also easy. It will definitely improve if Indonesia is 10-15 years from now.

We are always against the US. How much does Indonesia buy and how much does the US buy? The US dollar's weakness is not that we are weak.

or not. We can see if the US is strong or not. If we are not weak, but the US is strong, we will also become weak. That's the competition. - So if compared to today, it's good. But if it's related to other countries, it depends. - I often use the good work ethic. - How?

Why can't you just bully him? He thinks he never counts time. If we count time, our money will be weak. If he thinks his work is better than ours, we will definitely be weak. It means if we don't want our money to be weak, we just want to stay the same.

At least we have to have the same SDM as him. We can't be lazy anymore.

- I have to invite more entrepreneurs, I think lately there are more people who have a portfolio in HSG. If this is a positive aura, it will be very good. Okay, now we want to discuss this, you have other businesses, because you have invested in many places. Info Ko Andrew, what business have you invested in? - Not much. Not much. Last time I entered the factory,

Sausage, Big Farm. How come? What's the story? My old friend, from junior high school. Okay. So he's been making it for a long time, so he asked me to join so that the revenue would go up. You joined as an investor, right? Yes, investor and if the name is already an investor, it's quite...

If it's big, it will automatically be... - Is this a sizeable investment? - What? - Is the investment sizeable? - Yes, it's not that big. But he wanted to be big, so because he's an SMP friend, he's also a basement, so he joined. If not, now there are too many people who offer me to join. Because all the investments I invested in were like clickbait agencies, then the Ternak Clip, what else?

Sausage, Dore, Sushi Toku, all of them are what I got into. - Vitex, right? - Oh, Vitex. Sorry, Hansel. Vitex. I'll repeat it. I got into Vitex. That was preceded. When I got into it, I was an influencer. I got into it, and all of them were always more than 100% in a year. All of them were significant. There was never a stagnation. What are your characteristics?

What's the difference? What's the before and after? It's easy to handle. Hansel met me right away. How is this? I immediately said, "This business model is almost the same as the Holy Wings."

how to find a place like this, how to find investors like this. We now have how many branches? 8? - 9. - 9, right? Then, we want to look for more, a lot. Where do we get the money? We look for investors, it's easy, it's not even announced, it's already listed. How many? Yesterday, the RAB was 4M. 1 is only 4M. It hasn't opened yet. The first day it was 3M. Day 1, it opened, the list was 3M. It means that the work is really easy.

"Oh, really? Okay, open it." So, it's just a think tank. People who invest, what's the wrong with it? What do you mean? Like common mistakes of entrepreneurs that Bro Endro invest before they enter, oh, it's usually people... Because the companies that Bro Endro invest in, can be said to represent the general SME. The general small medium enterprise. Like most of them,

What is the room for them to grow? What are the typical mistakes? Number one, the most important thing is not totality. That's very dangerous. Most of the work is what destroys the company. Most of the work, other work, is not totality.

If you want to make sure your revenue increases, you must be in the total, I ask about your company from A to Z, you must know. Why do you choose this color? What is the price of the paint? You must know. If you don't know, oh, that's the one who takes care of it, it's useless. You must know everything. That means you are in the total, you understand your company, and you care about your company. That's when you can go up. On average, people are not in the total, and people don't count.

"I think this is a profit. I don't think it's a loss." But it's not a loss. There are many who don't calculate. It turns out that Frit X is good at it. He's good at calculating everything. He's even more neat. I think that's how we get in.

What else? We see the last, I don't know, the standard, maybe I usually see expensive gyms, because it's good, it's only 200,000 per month. So there are stickers, I scold him, "Why are the stickers removed?" I already complained. Maybe some say, "Oh, 200,000 stickers."

- Don't compare it to the gym you went to. - If it's totality, okay, totality, and then you understand the calculation. I assume that if these companies are not totality, I assume that you won't be able to enter.

That means, the one who has entered the brand is the founder who is at least all out, wanting to fight. If they are already in that stage, it means that we have several levels. The lowest level is if you don't have totality, it's difficult for you to move forward. Now people have totality. In this stage,

What usually causes people to have their businesses stuck in the middle of nowhere? That doesn't grow, maybe in terms of size, for example, the range is under 20M per year, but the ceiling can't pass, the same thing can happen. Okay, this answer looks funny, but it's true. Because he feels he's already in totality, even though he hasn't, I've met a lot of people, hundreds of businesses that consulted me.

He said, "I asked how many competitors you have, you don't know." "How many competitors do you know, how many are you lucky to have, you don't know." "How many of your competitors are artists, you don't know." "How can you be like that, you don't know." The so-called totality knows everything. If he knows everything and he has a good character, the answer is just less money if you don't want to be big. Usually, if he knows everything,

good character in management, he can't afford to lose money. There are already too many people who offer him money. So the key is only one thing, do you know or master it about business? If you already know all your business, when I ask A and Z, both of us invest, it's sure.

We can invest in whatever we want, but I will ask you later if you don't know this or that. Later I will ask you about this business, how is it in Thailand? Oh my God, the question is so far away. It's not a totalitarianism. - See the comparison in other countries too. - I know everything. I only know the gold market. In China, you can buy gold at every mall. I know the margin, I know the store.

How do I know in the Philippines? How do I know in Vietnam? That's the main center that I've been to for a year. The main center is there, I already know. I've been to the Philippines, I've read all the books, I already know everything. Now, I ask for tips. How can people know the number of competitors? What is the example of the hard business? For example, what is it?

- For example, what? - Restaurant. - Restaurant. Okay, restaurant. - Restaurant. What does he sell? Chicken noodles. And the best part is the chicken noodles next to it. It's easy. How many employees do you have? Look at how many employees he has, it's clear.

Then the price of the chair, how many people come in the afternoon, how many people come in the evening It's so easy, one day you already know the price, how much is the HPP, how much is the profit, how long is the PIP, it's clear right? From talking to the staff there, or based on the number of staff? The number of chairs, then it's seen in the afternoon, in the evening, it's estimated, it's very easy, it's definitely true, then from the menu price

He knows how long the BEP is. If the BEP is bad, the others are bad, the others are bad, the others are bad, all are bad, then the BEP is chicken noodles, then you open the chicken noodles, it's weird. It's clear that everything is bad. For example, you see the chicken noodles, it's 5T for a year, right? Look at the chair, count again, it means that only the taste remains. Can you compete with the taste? If you can't find what you can compete with, then you adjust it. If your management is strong, it's also 5T.

- Yes, we have to know the details. How much is the maximum of assets or cash or other bonds from Ko Andrew in investing in new businesses? - Super small. - Why is it super small? - Now we want to increase it if the offer is very attractive.

Not yet. There are some big size that offered me, but not yet. There are many big size that offered me, but all of them are not good. What is the example that makes you interested in it? The one that is definitely profitable. The one that is definitely profitable and has a lot of profit. And it doesn't harm people, that's for sure.

What makes it interesting and necessary is not to harm people. If it's not only not harmful to people, but good for people, I'll join. For example, it's easy for a fluencer, I'll join right away. The size is small. But I like it right away. It's educational. And the people who come to the fluencer, when I joined, they opened the bootcamp. 100 out of 100 are satisfied.

Because Samuel Chris was really trained. "Wow, I want to join." Because this is good. If I want to join, it's good, and the profit is big, and the size is big, of course. No one has offered me. Because those who offer need money, hundreds of thousands, Ko. The way to make a profit is really complicated. What is the example of a complicated? "Tambang, Ko. This is like this."

- Gold mining, because I know gold mining, gold mining, how much money do you need, this is really fast, my capital is back. How about later I introduce it to you, you must be tempted to say things like this. - What do you not like about it? I mean, is it because of the mining industry or because the founder is not okay or what? - Presentation.

The presentation, you have to be clear, why do you need money now, hundreds of thousands, if your profit is that big, it must be clear. His presentation is not clear. Yes, his presentation is not clear. What do you open for? For debt or for equity or both are not a problem? For equity, if it's debt, it must be plus equity. If it's debt, it must be plus equity. If it's debt, I don't want it. Oh why? For example, let's say

5-6% for example. For example, someone said, "I have a good business, a restaurant." For example, I have opened a restaurant, 5 pieces, and the 5 pieces, let's say, are for 2 years. I want to open the 6th, 7th, and 8th branches. But I can't borrow from the bank because there is no collateral. All 5 pieces are for rent. But for this flower, I give you 15%.

If that's the case, it's open. - 3 times, right? - Because he doesn't have a choice. He can't go to the bank. - If he dares to borrow 15, it means he has to be above 30. - Right. - Or even 60 or 70. And he has to present to me, if he can really pay, it means he can be 60.

After he was present, I had to survey to make sure that he could really be 60. Okay, I'm sure because the character is good, he can be present, it's easy for this person to be 60.

If you can make it to 60, you can borrow me 15, and in 2 years you can kick me out. I asked for shares, I borrowed it. He said he didn't want to, I believed in his business. I want to sell it at 15%, it's better than Andrew Pian. He just wanted to borrow. That's why I got 15%, I'm not rich.

I will not be rich, for example, if your business is disrupted, for example, your business is really good, F&B, it must be very crowded, then it is disrupted, it is opposed by people, then it is quiet I'm curious what you say, "Oh sorry, I don't have my money yet" Disappeared immediately, only 1. something percent, disappeared immediately 100% Well, back to Fiat, 5% is the best, then I borrowed 15%

I had a thought when I was sleeping, is he still crowded? If he was in the bus, there was no such thought. Especially SBI, go up. Oh, I'll call the bank tomorrow. Eh, go up. If you SBI, you haven't gone up yet. Quickly, drop it, then break, immediately enter again. How come you didn't tell me? Because the FRI is also facing a decline now. What is it? FR?

ORI? Deposit, Deposit and RDPU. Because RDPU is good, if the connection goes up, automatically he will follow. If Deposit, I have to be in a hurry. How are you, SPI, why haven't you joined yet? You should not wait for me to call, you have to go up. You have to move. You have to be in a hurry, RDPU is the best, automatically. Right, right, right.

If it's USD, no problem. If it's Indonesian, it's relatively more okay. I only count when I bought a lot of Indonesian, it was 16,400. When it was 16,400, I was still lucky.

- Yes, yes. - Not in dollars, but in real. - The price is... - 101 is yesterday, 303, still. - Yes, yes, the USD is not that... - Indonesian, it's definitely the USD. - That's right, that's right. - The FR is that one. - Oh, the FR, the Rupiah. - Yes, yes, yes. - If it's Indian, it's better. - The advantage is RDPU if it's Rupiah. If it's Indian, that's the advantage. But yes, as much as the luck, the mili is the most different, 1-2%. Not too much to make you unable to sleep.

Now there are obligations that are not that much. How many percent? The obligation yesterday was minus 3%, 5%. The coupon is big? Yes. When you buy it, the coupon is above 8% maybe? Oh no, the coupon is actually... Well, I don't know, I bought a cash register. Yesterday, the cash register was quite busy. Because there are many cash registers that are straight lines. Suddenly the straight line breaks. Oh, the profit or the value?

Not for the value, the NAV, the NAV goes down, it can go down to 4% Because the SRBI is raised fast But when it comes in, the yearly before it was 7% it must be big, right? 7% I don't go in, I go in small, when it's chosen, there's Bahama or something like that, right? Right, right, right I always choose the one that gets a little So the NAV doesn't go down

Moreover, the IDPU, this is interesting. IDPU has many options. IDPT has many options. Why don't you choose the one that historically gives the highest score? There are 4.6, 4.7, 6, and 7. If you ask, the 6.7, I must have climbed up and down like this. I've learned that. I don't want to. I don't want to have to ask you, "Do I have to go up or down?"

That's why antithesis is a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake, a snake

Toko, Dore, and then MMP. - Yes, it's hard. Toko and Dore are hard even though they are all-time high. - Why is it hard? - Maybe you will be popular for the first 3-6 months. After that, you can still maintain it until BEP. It's still average. It's not too difficult for BEP. But from BEP to 2x, it's really hard. From 2x to 3x, it's really hard.

That's why it's rare to have an FNB that can live for a long time. The FNB that can live for a long time, the union is really cool. That's number one. It's really cool. We want the benchmark to be like that. It's already from BEP times 10, maybe, one place. The union of Senayan doesn't know how many times,

That's really good, what can be good is really little So if you want to make F&B, don't be stubborn, you really have to focus on learning, learn from others What makes it different? Why is there something like, you keep sushi toku and all kinds of things, if I look at it in my house, it's open, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed, closed

No matter how long it takes, it's consistent. It's the same as a union. Because the people who work at Susitoku, my partners, are there every day, and they are very detailed. That's what it should be. The union also has a woman, it must be very detailed. The C&S is very good, it must be like that.

- So, the "cerewet" is always present there? - Yes. And the "megacuan" is also very hard. The operational is very good. The "megacuan" is very good.

- So what's the tip? What are the common mistakes people make? - The common mistake is when you open an F&B, it's not just about whether it tastes good or not. It's better if you're good at the usual taste, but you're good at the taste, rather than the taste is really good but you don't like it. - You mean good in terms of consistency?

- Good at managing the minutes. All the staff minutes. If the staff minutes are good, the service is automatically good, the food is also good consistency, then the cleanliness is also certain. All the minutes.

If it's just delicious, it's not enough. So it looks like people say, "FNB salesman, this person is good at cooking." That's wrong. Is union delicious? Yes, it's delicious, but every day is the same. It doesn't have to be really delicious, "Wow, eating union is crazy, this is really delicious, this is really crazy, this is really delicious." No, right? But it's always delicious, that's enough. But it's still consistent.

Is there any business that you invested in that didn't work? What was the cause of the case study? There was one that was involved. It was Buka Pinjol 10 years ago. It didn't work. Because it was handed over to someone at that time. And at that time it was a franchise. Buka Pinjol was a franchise from China. They said they could check where they could pay and where they couldn't. I was shocked.

- So, it's not involved. - Yes. - So, it's not involved. - It's involved, but the engine is bought by the people. So, it's hard to trust the engine.

80%? That's a mess. Yes, it's a trust. If we wrap up from your experience of investing in people, what is the formula to make the business rich? Does the person have to work hard? If the number of hours of work is long, it means the probability of success is much higher.

What about you? I'm smart at work, not hard at work. But smart at work is not enough if you don't want to work. You still have to work normally. You don't have to work too hard. You have to work normally but smart at work. Efficiency is important. Efficiency is important. If we talk about the beginning,

Many people who are working, their working hours are up to 12. 12 hours a day, or 30 hours a day, because it's the first time, the motorbike is still working. Bro, what do you think when you first started? Is the office hours also like... My wife said, I forgot, my wife said, "You used to come to work at 10, 12, and then go home."

I even watched the series. 2 hours? Yes, I watched the series of Three Kingdoms. I played the doctor. So it seems that working smart is more important than working hard for long hours. Because 12 hours, 13 hours, try to be in the same place again. You talk a lot, talk a lot, do a lot of unimportant things, or how is that?

If I work, I only work for 4 hours a day. - And what about the rest? - The rest? I don't work. I play Dota. - Do you still play Dota now? - Still. - Who do you play against? Random or friends? - Random. I haven't played Janku yet. It's hard. At this age, playing Dota is a bit difficult. You have to press the map slowly. It's embarrassing. So now it's 4 hours. But I work effectively.

8-12pm is very effective, I can have a meeting with 4 divisions in 1 hour. 15 minutes, 15 minutes, 15 minutes, 15 minutes, I have to meet, shake hands, it's very fast. Maybe because it's already high time. Normally, don't be fooled, 8 hours is normal, 8-5pm is normal. So, you don't encourage people to work until 12 hours, not to sleep, right? No way, people work for 12 hours.

There are many places to work for 12 hours. It's impossible to work for 12 hours. But I...

I was so sleepy, I was like, "My baby is sleeping" I was so sleepy! I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like, "My baby is sleeping" I was like,

I contacted him, "Does he work?" "I think he doesn't work. If it's a red day, he usually doesn't work on Saturdays." "I usually work on Saturdays." Then I contacted him, "I want to ask him to work, it's not good because he usually doesn't work." Then I prepared Timothy's video, "Red day, red day, you work." "Oh, I work, because I just..." "Oh, good. I still send it. If you don't work, I'll send the video." I just said red day, red day.

But it's cool actually, making Indonesian people's mentality. It pushes people to work harder. That's why we play DOTA, bro. But do you like other games? Do you just like DOTA? Now, yes. There are no other games. I'm waiting for that, TI6. Do you play PS? Or only computer games? But I was asked,

I have reflected on myself, from the beginning, from birth until now, what is the moment that makes me happiest? Playing games. When I was in high school, playing Counter Strike and Dota 1 when I was in college, that was my happiest moment. That's why I keep playing games. We live to be happy, right? That's right.

- Oh, but what do you mean if other office kids, do they also play DOTA? Or are they afraid? Maybe if they play DOTA - Play Mobile Legends, if they play office kids, they play Mobile Legends - Maybe if they play DOTA against Andrew, they will lose on purpose - Oh, but DOTA, I'm not good at this, and this is a podcast

Are you guys coaching Dota coaches who can teach me? Offline, I'll pay for your ticket to Jakarta. But the one who is good at teaching is not the one with a high rank.

So you know where my fault is, let's go to Jakarta, how do I get in this rank? Hurry up, later you DM me, prove that you are good at teaching, not high MMR But don't be low MMR, MMR can be above 3000-4000, but be good at teaching, I want to find that

I'm stuck here, I'm so stupid, I'm so stupid I have a Dota coach, pay him, pay him, he has 7000 MMR or something like that Why doesn't it go up again? Am I too stupid or he can't teach?

I was like, "I'm just kidding, but it's okay." Please, send me a message. Then I thought, "What's my fault?" But I didn't hold it. I didn't speculate. I thought, "I really want to throw it away." But this is because of the bad condition. When the all-time high was high, Indonesia was like this. When he came to your gold store, and he brought the gold to be sold, he was jealous. The employee was jealous. He felt that if he was selling gold, he needed money.

So people don't want to sell gold. They're ashamed.