不要投資特斯拉

Hello everyone, I'm Terry. Happy New Year! When I was recording this video, there were still 4 trading days left for US stocks this year. I think we need to talk about Tesla. Actually, I rarely talk about Tesla news, product releases, and financial reports on my channel. Because my investment is long-term. I care about the long-term development of this company, not the short-term numbers. Although short-term numbers are also very important, it is simply based on short-term numbers to make investment decisions. I am an ordinary investor and an analyst in Wall Street.

because they care about the short-term market fluctuations and profits. Today I want to talk about why I don't recommend you to invest in Tesla. I even don't recommend you to invest in Tesla. We can see that the price of Tesla's stock is basically flat in the past six months. It hasn't moved much and has fallen by 5%. But compared to other technology stocks like Apple, it has increased by 4% in the past six months. Amazon has increased by 18%. Google has increased by 15%. Of course, you can argue that Tesla has increased from $125 to $250 in the past year.

I believe many so-called financial experts will use this figure to show how powerful they are. But if you go back in time, the highest point at the end of 2021 was 410. So today's $250 is almost 40% of the total. Most people won't tell you how much they lost last year. They will only say that Tesla made a comeback this year and made a lot of money. But in fact, the average return is still negative.

Compared to other M7 stocks, the return is still very different. Those who will watch my video will be around 25-34 years old. Of course, I also want to thank those who are 2.5% older than 65 years old. At the age of 25-34, I think the average is about a period of time when I just started the society. I have accumulated some work experience, and some people may have saved the first bucket of gold in their lives and are preparing to start investing.

These are hard-earned money. Of course, everyone's money is hard-earned. But for beginners who have just started investing, it is easier to be affected by the market's emotions and the news media's reports. To influence your investment decisions. For example, the headline of this news, Tesla recalls 2 million electric vehicles. For those who don't pay much attention to Tesla, most people only read the news title and don't read the content.

For the person who is reading this news, his mind has a negative impression of Tesla. It is that Tesla often recalls electric cars and has doubts about the quality of the car. But in fact, it's just a software update. Just like your iPhone, it will need to update every period of time. You won't see the news media report vote saying that Apple will recall 100 million iPhones. But many people will sell their shares because of this news title.

or start to feel nervous and anxious I think this is normal because after all, this is the money you work hard to earn Everyone wants to see the stock price keep rising But in fact, the price fluctuations in the short term of the stock are all because of the market sentiment There is no reason for most of them I also often remind everyone on my IG Don't care too much about the short-term fluctuations Whether it's up or down You can always find some reasons for these fluctuations to make it reasonable But it doesn't matter

Just like the news of Tesla recalling 2 million cars, the stock fell by 5%. So what? You can't predict what will happen next, or what will happen to the market. These things are not under control. When Tesla fell from the highest point of 400 to 100, 95% of people couldn't control themselves. It's hard to control yourself and not think about bad things. Because the market was very depressed at that time.

There are banks and companies that have bankrupted their wealth. The interest rate reached a historical high in the past 20 years. All the news is reporting that the next red-light economy will be worse. The next wave of economic collapse is coming. Then you see the news report that the cash ratio held by Buffett's company has reached a historical high.

Everyone is saying to sell the stock quickly and wait for the market to turn around before buying. I believe that countless investors are losing money and withdrawing at that time. What is the result? Now it feels like the economy can be softened. The stock market is ready to fall next year. Can we start investing? I feel that the future is bright. But the stock has doubled. It seems to be very expensive. We should still wait.

Do you believe that if the price is from 250 to 300 now, a bunch of people will never be able to control their hands. It feels like I'm in a financial freedom. I must make a quick order. This is the typical leek mentality, but there is no way. This is human nature. 90% of the retail investors are like this. So I will never recommend anyone to invest in TESA. So far, there are still some people who will leave a message under my video saying that I recommend everyone to buy what to invest in. I have been sharing my own opinions and ways from beginning to end in the video.

I don't want to take the risk of investing in something I won't get any benefits from investing in stocks or cryptocurrencies I will be scolded for losing money So if my friends ask me privately Which company should I buy stocks from Can Tesla enter the market I will directly suggest to buy S&P 500 index Big plate index Because most people don't have time to study a company seriously When you don't have this conviction Stocks will be easily softened by just dropping it Especially stocks with high fluctuation rates like Tesla

Tesla has always been one of the companies that have been seriously undervalued by institutions. A little bit of news about the waste can fall down by 5%. I think now investing in Tesla has become a very difficult skill. This sentence sounds quite strange. In fact, you just have to buy and hold, don't watch the waste news, don't listen to rumors. And if the conviction is stronger, if you are capable of dollar cost averaging, I believe there will be a good revenge for a long time. But it's such a simple theory, 90% of people can't do it.

And what I don't want to see most is my friends around me or the friends who watch my channel losing money Money is very important to me but it's not as important as if I say that Tesla is bankrupt today I will need to fall into the street or be killed by a family I have a five-year or even ten-year investment year line that can bear very high stock prices

But I believe that many people can't do that. Even if you have children or parents to raise, I really recommend that you don't invest in Tesla easily unless you have a strong conviction. Then your investment age can be more than 10 years. Then the money you invest is the money you don't need at the moment. Otherwise, I sincerely think that you put the money in the big ETFs like 0050 or S&P 500 VOO. I made this video today to talk about this.

I believe we can't even earn money beyond our knowledge A few days ago, a friend asked me Do you think I'm suitable to invest in Tesla? I asked him If you enter today, and you get 50% of the profit the next day Will you not be able to sleep at night?

If it is, then it is not suitable. To be honest, there are many companies that are more suitable for investment. Just look at it from the perspective of investment revenge. We only look at the numbers, not the ideal. The simplest example is Google. You can see that Google's revenue is steadily growing every year. Money is also earned to the full and to the full. Even in a high interest rate environment, it is basically not affected. You can imagine that when the interest rate really goes down,

明年或是後年的時候,廣告商開始又有budget可以砸錢,會發生什麼事情呢? 我相信投資Google絕對是比投資特斯拉還要穩健。 我在今年二月的時候就跟大家分享一支影片。 如果你想要搭上AI這個浪潮的話, 可以去研究一下Microsoft,微軟,蘋果,Apple。

Nvidia, Palantir, and Tesla. The companies mentioned in the video did not disappoint everyone. All of them started to rise after February. Among them, Palantir and Nvidia have doubled. Many netizens will ask me on IG. Because I often post some news on it. That I bought or sold any stocks. Then the most frequently asked question is. A software engineer has no financial background. How to judge which companies can buy? Which companies are worth investing in? Then just ask me where I got these information. First of all, I am a very curious person.

I'm quite interested in science and finance. I usually read some articles. Although I read these articles, I don't do it because of the content of the article or what the analyst says. I just make decisions easily. I don't really watch mainstream media news now. I only watch news for entertainment. Because mainstream media news reports are no longer of reference value. Unlike the years when I used to read newspapers,

They can only get new knowledge from the newspaper. Now mainstream media is competing with YouTube and free creators. They will do everything to make the title scary. Just like now, as long as there is a electric car on fire, they will report that the electric car is terrible.

So many people still have the impression that electric cars are easy to catch fire But in fact, because fuel cars are on fire every day So a certain fuel car caught fire No news station will report Because no one cares and no one wants to see In fact, these things have been counted before The easiest to catch fire is a gasoline-fueled car There are 3500 cars in every 100,000 stations

About 3.5% Then the gas tank is about 1.5% And the electric car is 0.025% So the chance of a gasoline-fueled car burning is 138 times that of an electric car And the US State Highway Safety Agency has already stated that this is a misunderstanding Of course, there are still a lot of people who think electric cars are easier to catch fire from the comments below the video about the new energy car I made before Because of the influence of mainstream media, there are still a lot of people with wrong ideas

So back to the topic of where I read these articles, I personally like to read some independent thinking content. I like to see why a person thinks this way, and what evidence supports his or her thoughts. Because I am a science guy, so I only believe in data and evidence. So actually, a lot of my thoughts and knowledge came from the Sikin Alpha article.

I've been using Seeking Alpha for about 5 years. I used to read their articles, but now they're all out. Seeking Alpha is like a blog, but it's focused on financial articles. Everyone can freely express their opinions and opinions. There are also many professional analysts writing articles. But I found that their articles are usually read by many people, and they have a lot of evidence and data to support your opinions and views.

And I think Seeking Alpha is very popular because everyone shares their opinions and perspectives with different people. So the same question, you may see a very two-dimensional view on it. Many times when you invest in a company, you will have bias. You will want to see the good content that the company says. And then the algorithm will keep recommending your videos and articles. So social media, including YouTube, is easy to blind the eyes of users because of the algorithm. Because people want to see what they want to see. The algorithm will directly help you realize this wish.

But I don't think there is such a problem in the second alpha So both sides will jump out and talk Like this article, I think it is worth referring to Tesla's market share growth in China is indeed not as low as BRD There are a lot of data in this article that can help me understand the Chinese market

Of course, when you read these articles, you must keep a neutral and positive attitude. When you look at the car sales figures, not only the Chinese market, but also the global market. And Tesla is not just a car company, they are also a energy company. And the energy efficiency has been growing. The data provided by these articles help me understand the current and future direction of a company. So if you don't know what articles to read, or you want to practice reading English articles,

I recommend you to try Seeking Alpha. Of course, it's still transparent and I'll tell you here. In this video, they didn't pay me any money. But if you use my link to subscribe, I'll get a little bit of recommendation fee. Why did I use it for so long until now to share with you? Because they have a very cost-effective deal now. Because the United States is now on Christmas holiday, so there is a discount. It is the highest discount I have ever seen.

You have 7 days to try it out for free. And the premium membership fee is only $167 per year. Usually it's over $200. Of course, if you think that Seeking Alpha is not helpful to you after you try it out, you can cancel it anytime within 7 days. And this discount is only available on January 5th, when it comes to the United States. I will put the link in the information column below the video. If you are interested, you can go and have a look. If you want to invest in US stocks and you are still in Taiwan, there are not many options. Unlike the United States, there are a lot of options. But the only brokerage company that will give you close to the US dollar is IB Intel.

If you have US dollars in your account, which is the cash you haven't bought yet, you can get up to 4.83% interest rate. To be honest, I think this number should be the highest in the business industry. At least I can get up to 4.4% interest rate in the US.

And you don't have to worry about the security of IB. IB has been open for 45 years. Each account has a $500,000 federal investor insurance. So as long as your assets are not more than $500,000 on IB, you can basically say it's 100% safe. And this insurance is not limited to hell. It means that you don't have to be American to have this insurance. All users have the same treatment.

And many of the local exchanges in Taiwan use IB to make a deposit. So I think it's better to use IB instead of paying the expensive deposit fee. And their cash deposits are very high interest. The details of the account are very clear on their website. I will put the link in the video description. If you are interested, you can go and see. I think it's very cost-effective. I have opened a new account before. And then I transferred some of the interest funds to IB.

Alright, that's it for today's video. I'm actually quite curious how many people succeeded in super-dealing or continued to hold on to their stocks, whether it's Tesla, Meta, or other companies. So, welcome to share your progress in the comments below the video, and what motivates you to continue to hold on and even continue to buy. I think it's a simple investment. It's actually really simple to operate, but there are very few people who are not affected by any emotions at all. At least the friends I know around me rarely have this.

So I think your experience is worth sharing with everyone. If you like this video, remember to give me a thumbs up. If you don't want to miss any videos about technology, software, engineering, and investment, you are welcome to subscribe to my channel. See you next time.